We offer tailor made insurance products for institutions & religious organizations.
We offer tailor made insurance products for institutions & religious organizations.
Marine cargo insurance covers the risks of loss, damage, expense and liability to your goods during transportation as cargo from one place to another place. For example, from a factory located inland to the seaport and then across the seas to the address of the buyer of your goods abroad.
The process of transportation includes airfreight, ocean freight and overland carriage. The marine cargo insurance is to indemnify the cargo owners and/or the financiers such as banks against financial loss arising as a result of physical loss, damage, expenses incurred or liability from the transportation process.
Loss can arise from the perils of the sea such as rough weather, sinking, the ports or as a result of overturning, collision of and/or theft from overland transports.
Just about every enterprise that imports or exports raw materials or sells finished products abroad needs ocean cargo insurance. These include :
The ocean cargo policy automatically covers goods shipped by water or air, depending on the terms of sale, from the warehouse at the point of shipment to the warehouse at the point of destination, including all intermediate transit by rail or truck.
While All Risks coverage is available, the basic ocean cargo policy covers perils of the sea such as stranding, sinking, fire and collision, as well as perils on the sea including heavy weather and theft
Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.
Our medical covers offerings with tailored plans for in-patient and out-patient for corporate schemes and SMES.
Our Medical Covers offer access to a broad network of doctors and hospitals throughout the Kenya, providing comprehensive care for inpatient and outpatient needs for employees and their dependents.
For more information, please contact us personally so that we can customize the benefits to meet your specific requirements
We offer enhanced cover options that cater for the following:-
Any person from birth to 64 years is eligible to join the scheme. The policy will cover dependents, including spouses, own children, legally adopted and foster children from birth (subject to discharge) and 21 years, or up to 25 years as single members at a discount if there is proof that they are in school and dependent on the parent.
*Clergy insured are exempted from the age limitation
This Policy has been customized to better suite the needs of an educational institution. It also combines the various individual Policies. The various sections include:-
Covers buildings (1st construction) and contents against Fire, Explosion, Lightening, Earthquake, Riot and Strike, malicious damage, storm, flood, burst pipes and impact.
Covers the insured’s legal liability to pay compensation to third parties for bodily injury or damage to property arising from the insured’s business as stated in the schedule.
Covers loss of money in direct or on premises including damage to sales or strong room caused by theft or any attempted threat.
Covers the pedal cycle against fire, burglary, house breaking or theft, accidental damage or malicious means including third party liability.
Covers against accidental breakage of fixed glass windows or doors or misfortune of fortuitous nature.
Covers loss or damage to school contents resulting from theft accompanied by visible forcible and violent entry or exit or any attempted threat including damage to the building.
Covers against accidental loss or damage within or out of the premises, to items specified in the schedule.
Covers the organizations employees according to the Work Injury Benefits Act of 2007 and has benefits such as death, permanent total disablement, temporary disablement, medical expenses and funeral expenses.
Covers against loss of money and /or stock by fraud or dishonesty of the insured employees.
This policy target religious organizations and communities who have unique needs and challenges when it comes to risk management and insurance. The cover allows religious organizations and communities to customize the cover from a core group of ten policies.
These groups include:-
Covers buildings (1st construction) and contents against Fire, Explosion, Lightening, Earthquake, Riot and Strike, malicious damage, storm, flood, burst pipes and impact.
Covers the insured’s liability to the public. It provides compensation to third parties for bodily injury or damage to property arising from the insured’s business as stated in the schedule.
Covers loss of money in direct or on premises including damage to sales or strong room caused by theft or any attempted threat.
Covers against the event of bodily injury caused by violent, accidental, external and visible meas where injury shall solely and independently of any other cause result in death or disablement.
Covers the organizations employees according to the Work Injury Benefits Act of 2007 and has benefits such as death, permanent total disablement, temporary disablement, medical expenses and funeral expenses.
Covers against accidental loss or damage within or out of the premises, to items specified in the schedule.
Covers against accidental breakage of fixed glass windows or doors or misfortune of fortuitous nature.
Covers against loss of money and /or stock by fraud or dishonesty of the insured employees.
This is the widest form of cover available for property. It covers accidental loss, damage or destruction from any cause, including fire, which is not specifically excluded. It is a requirement for this cover that each item is specifically identified and is allocated a separate sum insured. For items that can be identified by make, model and serial numbers, these must be given as they are important when claims occur.
This policy covers accidental damage including mechanical and electrical breakdown of computers, installation and peripheral equipment. The sum insured should represent the new replacement value of the computer installation, including the cost of freight, installation and custom dues.
Public Liability Insurance provides an indemnity in respect of legal liability arising in connection with the insured’s business to pay damages as a result of accidental bodily injury or accidental loss of or damage to property of the members of the public. Claims may arise as a result of negligence either on the premises or whilst working away from the premises.
All you need to do is provide your details below and a customer care representatives will get in touch.
We believe, given the right tools and aid every institution has the potential to be successful. Our corporate insurance policies aim to be the very tool that will enable them to protect their assets.
