The cover indemnifies the insured subject to the overall limit in respect of medical expenses necessarily incurred as the direct result of an insured falling ill or sustaining accidental bodily injury whilst the Insured is admitted as an in-patient in a hospital.

Hospital accommodation, Doctor’s fees, Theatre including surgeon’s fees and Anesthetists’ fees, Prescribed medicines, laboratory and other investigative charges, Gynecological treatment, Chemotherapy, Pathology, X-ray, Ultrasound, ECG and Computerized Tomography, MRI Scans, Intensive care unit (ICU), High Dependency Unit (HDU),Lodger fees for a parent or guardian accompanying a child below eight (8) years will be covered.

The cover is for all outpatient services include: Consultation, Outpatient procedures e.g. dressing, HIV Counseling, testing and provision of ARV’s, chronic & pre-existing conditions up to full outpatient benefits ,Prescribed Physiotherapists fees, Counseling services covered upon referral, Diagnostics tests etc.

We believe, given the right tools and aid every business has the potential to be successful. Our insurance products aim to be the very tool that will enable our customers to reach their goals in life.